About John Hickman

John Hickman

Financial Professional

john@highpointretirement.com
(601) 340-9529
South Carolina

John Hickman is an experienced financial professional committed to helping individuals with their retirement. John is dedicated to helping craft personalized strategies that prioritize lifetime income and tax efficiency. John’s approach is grounded in mathematics and logic, not just opinion. He structures each retirement plan around five foundational pillars:

  • Guaranteed* Lifetime Income
  • Effective Tax Planning
  • Principal Protection
  • Income Growth Strategies
  • Legacy Planning

By focusing on these areas, he helps provide clients with confidence that their essential expenses will be covered for and their legacy will remain intact for their loved ones.

Understanding your retirement needs, goals, assets, income, expenses and taxation is the first step to your strategic plan. His clients benefit from strategies such as:

”Based upon market and economic conditions, if you are within 10 years of retirement or you are retired you must address market risk, tax risk, sequence of return risk, inflation risk, longevity risk. Understanding longevity risk is the risk multiplier of all other risks.”

— John Hickman
  • Guaranteed Income: Helping ensure clients have lifelong income to cover essential expenses and enjoy “play checks” for a happy retirement.
  • Efficient Roth Conversions: Helping clients convert retirement accounts to Roth without out-of-pocket tax impact.
  • Legacy Planning: Creating tax-free, probate free legacy strategies for beneficiaries.
  • Affordable Long-Term Care Options: Offering innovative approaches to long-term care without costly premiums.

Born and raised in Boothwyn Pennsylvania, John attended and graduated from Widener University with a finance degree. His career path includes time spent at Chase Manhattan Bank as an analyst and project manager specializing in risk management.

Residing in Ridge Spring, South Carolina, with his wife Teresa, John is grateful to his family, including five children and growing grandchildren. His values begin with faith, character, integrity and dedication to serving others.

Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Guarantees and protections provided by insurance products, including annuities, are backed by the financial strength and claims-paying ability of the issuing insurance carrier.

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Meet the High Point Retirement Team

Each of our team members is here to serve you impeccably and work in tandem with one each other and our clients. We invite you to browse through these individual pages to learn more about each team member, their unique background, experience, focus areas, and their approach to work.