Melissa Prado

Retirement Consultant

Melissa@highpointretirement.com
Office: 949-889-2320 | Direct: 949-945-3275
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California | California license #CA 0L10171

Melissa Prado is a retirement consultant at High Point Retirement. Licensed in life, accident and health in 17 states, Melissa has more than a decade of experience in the financial services industry. She has focused specifically on the distribution phase of retirement for 10+ years, and in one of her prior roles, she spent five years helping state and federal employees as a pension planner.

“I help individuals aged 55 and older protect their money from market risk and secure the lifetime income essential to ensuring a stable and confident retirement. I chose this profession after realizing how financial literacy was lacking in our upbringing and education system

I help individuals aged 55 and older protect their money from market risk and secure the lifetime income essential to ensuring a stable and confident retirement. I chose this profession after realizing how financial literacy was lacking in our upbringing and education system.

— Melissa Prado

When the global recession hit, along with the 2008 stock market crash, I was just starting my adult career in a different industry. Many individuals around me experienced massive loss in their retirement accounts, and at that moment, I realized most Middle Americans had no clue what to do or where to go for help.

—Melissa Prado

“I like to help clients take control of their future and not leave it up to chance,” Melissa says. “I help make sure the people I work with never run out of money.”

Melissa is also a legacy creator—helping clients build, protect, and pass on wealth and security to future generations. Licensed in California, Illinois, Georgia, Hawaii, Minnesota, New Mexico, Oregon, South Carolina, Arizona, Tennessee, Kentucky, Kansas, Utah, Texas, Nevada, Virginia, and Michigan, she says that “the financial services industry has been my college and education.”

Melissa’s goal is to leave you feeling better about your future. “My favorite part of this job is when I see that I have created peace of mind and clarity for my clients,” she says.

Born and raised in Orange County, CA, Melissa still resides there with her family. “My husband is also my business partner, and we are both licensed professionals. We share three young daughters,” she says. “I am a dedicated mother and wife, our children are involved in our local church, called Friends, in Yorba Linda, California. I like to associate myself with like-minded, goal-oriented individuals in our community and I find a lot of them at our church.”

In her free time, Melissa enjoys reading, tennis, and weekly visits to the beach. “When I am not helping clients, I spend my time staying active with fitness, self-development, and meditation,” she says. “As a family, we spend our time off vacationing discovering new beaches.”

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Meet the High Point Retirement Team

Each of our team members is here to serve you impeccably and work in tandem with one each other and our clients. We invite you to browse through these individual pages to learn more about each team member, their unique background, experience, focus areas, and their approach to work.